I already have a Zopa loan

Can I make extra repayments towards my loan?

Yes you can. As many as you like, with no penalty fees.

To pay extra online: please sign into your Zopa account, open up the relevant loan, and follow the steps on screen. We'll take the money through your Direct Debit.

To pay extra over the phone: call us on 020 7580 6060 (Monday to Thursday, 8am to 8pm, Friday 8am to 5pm) and we'd be happy to walk you through it. You can choose to pay by Debit Card or via your Direct Debit.

Things to keep in mind

  • An extra repayment will reduce your loan balance, reduce the interest you pay overall, and reduce the size of your monthly repayments.
  • The term of your loan will stay the same.
  • You'll need to pay at least £10.
  • If we're processing one of your regular monthly repayments, you won't be able to make an extra repayment. This is because it takes a while for the transaction to clear. Please wait a few days if that happens, then try again.

Last Updated: 22 October 2018, 03:30pm

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