Zopa ISA

If a loan defaults in this tax year, but isn’t recovered until next tax year, does that recovery count towards my annual allowance?

No, it doesn't. If a loan defaults in one tax year but is recovered in another, it simply adds back in to your IFISA balance.

The only exception is if you close your IFISA or transfer it to another provider. Then we'll need to pay the money into a non-ISA account so those funds will lose their ISA status.

Last Updated: 22 October 2018, 04:34pm

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