I'm considering Zopa
- What is the term of the loans in each product? Can I choose the term of loans I get?
- What are 'D&E markets' or 'D&E borrowers'?
- What are the default rates on Zopa loans, particularly for the higher risk markets?
- What are the loan markets?
- When does the Zopa Safeguard fund pay out?
- When is a loan in default?