I'm considering Zopa

What is the term of the loans in each product? Can I choose the term of loans I get?
What are 'D&E markets' or 'D&E borrowers'?
What are the default rates on Zopa loans, particularly for the higher risk markets?
What are the loan markets?
When does the Zopa Safeguard fund pay out?
When is a loan in default?

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Zopa Limited is authorised and regulated by the Financial Conduct Authority, and entered on the Financial Services Register (718925). Zopa Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). Zopa Limited (05197592) and Zopa Bank Limited (10627575) are both incorporated in England & Wales and have their registered office at: 1st Floor, Cottons Centre, Tooley Street, London, SE1 2QG.

Zopa is a member of Cifas – the UK’s leading anti-fraud association, and we are registered with the Office of the Information Commissioner (ZA275984, Z8797078).

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