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How will I know what my monthly repayments will be?

You can see what your borrowers' monthly repayments are in My Loan Book, which you can access on the top menu of your Zopa account. As each borrower chooses their repayment day of the month, you'll be receiving repayments over the entire month, rather than all on one day.

The returns you get each month will sometimes vary, for a number of reasons:
  • A borrower's first repayment will almost always be slightly larger than the rest of their repayments (because their first payment usually happens over a month after they receive their money)
  • Because your borrowers will have other lenders, their repayments have to be split. This may result in parts of pennies being owed to you - we keep a track of these and pay them into your account once you reach a full penny
  • Sometimes a borrower repays early or is late with a payment.

Last Updated: 9 June 2017, 09:30am
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